Waching daily Apr 3 2017

Growing up, my music taste was pretty diverse always.

When I was a little kid, I really liked Avril Lavigne

because she was like the pop rock princess of Canada.

Then as I got older I started to really fall in love with

older music like Lauryn Hill, Fugees, Stevie Wonder,

The Beatles, and just a lot of, like, good storytellers.

That was my favorite kind of music.

I would say my biggest musical inspiration

was probably Lauryn Hill. I loved her album Miseducation

and I really like the way she carried herself.

♪ I'm so done not being your number o-o-one ♪

♪ This superficial love ♪

The song "Superficial Love"

is about kind of just the period in my life, I would say,

where I was just experiencing a lot of fake people, so to say.

And yeah, I just think sometimes in life you meet people

who want to be in your life for all the wrong reasons

and you don't really know what their intentions are.

When I wrote that song, that was kind of me just being like,

"Okay, I'm done with this relationship.

I know that it's completely superficial

and there's something better out there for me."

So it was kind of like my little "Bye!" song to that person.

I think definitely in the beginning of the song,

I wanted to really make sure the song talked about

how I felt during and in the beginning of the relationship

because it wasn't, like, from the start that I was like,

"Get of here, I don't need you."

In the beginning, I was like,

"This is fun, you're cute, I'll stick around,"

but I think I always knew that it had no depth to it

and it wasn't something that was good for me or for the person.

And so yeah, kind of over time I realized

I should probably get out.

♪ 'Cause I don't want it if it's fake ♪

♪ I don't want it if it's just for show, for show ♪

So the music video kind of starts off, it's pretty relaxed

and I'm just performing, singing the song.

And then I kind of go through a series of rooms.

There's a really bright, cheery room,

there's a room with a lot of "fake couples" all over the place,

and then there's like a moment where I get,

for the bridge, where I sing,

"I can feel you on my lips all the time

but I just wanna feel you in my heart and on my mind,"

where I just kind of keep it really real and honest

and then there's just a big dance party at the end.

So yeah, it's cool.

My favorite scene to shoot in the music video

was probably the very first scene

because it's where I start on the piano-

and that's where I'm the most comfortable and then

I kind of do this really cool, like, "Just kidding!"

and I get off the piano. So that was my favorite.

Any dancing in the video is more hip-hoppy, cool, swag.

Um, if I were to learn how to dance,

that would probably be the route I'd take.

For more infomation >> Ruth B. Shares The Story Behind The Superficial Love Video - Duration: 2:48.

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4% Rule for Retirement Income | Does It Still Work? - Duration: 6:34.

Have you heard of the four percent rule

when it comes to figuring out how you will

live in retirement or that time that you

reach financial freedom in this video

I will be explaining what the four percent

rule is and at the end of the video I will

be sharing a workaround to the four

percent rule that makes it even better

Hi I am Camille Gaines founder of Financial

Woman Dot Com and Author of Earn Grow Give

I am a financial coach for women and I

want to share with you about the four

percent rule because it is super

important to have a good feel for

knowing how much money you will need when

you reach that financial freedom day

many people call it retirement you know

what is right for you what works for you

is based on how old you are and when

this will happen and what your lifestyle

is going to be like when it does happen

so the four percent rule simply means

that during financial freedom retirement

you withdraw four percent of the amount

that is in your retirement or savings

account now where did the four percent

rule come from well in 1994 a guy named

William Bingen did an extensive study he

was a financial advisor and he did this

enormous study with an emphasis on the

big bad bear market in the 1930s and

again in the 1970s to see if people

if their retirement would

last if they were through four percent a

year for X number of years and sure

enough it worked he found that the

conclusions of study that showed that

never in history had a four percent

annual withdraw depleted a retirement

account portfolio completely in a period

less than 33 years okay so the good news

is that studies were the research

included really bad bear markets you know

I did not just consider the good times

right it looked at the bad times too so

that is comforting

for investors I think what has happened

since we had those nasty bear markets in

the early 2000s and again mid late 2000s

well a lot of people are questioning the

validity of this four percent annual

withdrawal rate not only that people are

living longer and so if you retired at

age 65 and in the study went 33 years

into the future well you're you're late

90s but still with with extended lines

due to medical care and different living

styles you know you want to make sure

your money is going to outlive you right

instead of the other way around so a lot

of people have questioned the four

percent rule and a lot of studies and

sort of you know changes to it have been

have been done and so there are things

that you can do to the great news is to

change that four percent rule and

enhance that four percent rule because

who wants to spend their whole life

saving saving saving and working and

then in their golden years well if they

live really frugally they will their money

will n ot last long enough and that just

does not that did not work for us so we

looked at alternatives to that four

percent rule and we started doing this

in our 40s and so what we did and this

is the punch that I wanted to share with

you the kicker the little breakthrough

or workaround for the four percent rule

to make it better because it really

does not sound that great right so what

we did is we looked at alternative

income streams that we could create

starting in our 40s my husband was in

his 50s early 50s that would enhance

this four percent rule eventually when

we get there to where we are withdrawing

four percent and so let me give you an

example rental real estate so if you

look at rental real estate it's pretty

it's very very doable that you can get a

ten percent return on rental real estate

and that is just that is even with

financing that is not with with putting

all your capital into it so if you can

arm ten percent on an investment well

you know compare that to a four percent

withdrawal so we are sort of comparing

apples and

but I am trying to get you to think big

picture on what the return that you can

get from your money there are other

examples of income such as consulting

income that requires absolutely no

capital at all and you can earn very

very decent income from consulting

income which is ideal for people that

are midlife too late later in life or

after retirement because you know we

learn as we get older right so you see

the gray hair we learn we learn about

things and we are able to teach and share

with others what we have learned over the

years on a consulting basis net that is a

hundred percent roi because there is

literally no cost involved if you

have not seen my other video that I did

on that on how to start a small

consulting business in midlife late

midlife then please be sure to watch

that so what I want to share with you in

summary is the four percent rule means

that you save your life and then you

would draw four percent after you retire

of your investment account you would be

withdrawn four percent to live on and of

course you would have other investments

or other skimming income such as

hopefully social security and anything

else that you might happen to have you

might have some dividend income from

bonds or excuse me at some interesting

come from bonds or dividend income from

stock but as we have seen gosh they have

just been so low for so long now so can

you count on that so the four percent

rule is saying you're going to take four

percent out of your investment account

to live on during retirement or

financial freedom and what I am saying is

yeah but what about creating some income

streams that can enhance that so that

you can enjoy life a little bit more and

you know open some new doors as you

approach retirement so that you have laid

the foundation for some nice income

streams in addition to that four percent

withdrawal if you choose to do that when

if and when you need to that is what I

wanted to share this video if you found

it helpful I woud love it if you would like

the video and be sure to subscribe to my

channel

For more infomation >> 4% Rule for Retirement Income | Does It Still Work? - Duration: 6:34.

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PreDaToR || Blessing || Official Video Clip - Duration: 4:18.

^What i gotta do , what i gotta do to make it the same^

^What i gotta do , what i gotta do to reach the fame^

^I know its not the same but life has change me^

^So Im a burning flame just move the fu** outta my way^

#Blessing

^Yeah Im #Blessing^

^What i gotta do , im #blessing^

^Yeah. Im #Blessing^

^Im not the same #Blessing^

^Gonna start by saying my line yeah im a future legend^

^Like the whole world is freaking mine i know im freaking #Blessing^

^Given a hard time & a hard speech everytime & everywhere^

^Im the one danger in life that you can never aware^

^Got everything but bit***s this thing is off mind^

^If i throw a punch on your line i will make you offline^

^ Fu** money , Fu** fame & Fu** all the weed ^

^Say what i want when i want is all what i need^

^See the lyrics coming out like its a sniper bullet^

^Cross the world but my line is off the freaking limit^

^PreDaToR gone crazy you should be so fu***ng aware^

^Be careful , Be natural or you will be elsewhere^

I swear

^Someday you will see me going r, right up^

^With my family taking toast holding up the cup^

^Im a man of my word i achieve all of my dreams^

^I work hard my skin hurts not like the ones with creams^

^Yeah not like the ones with creams^

^Yeah not like the ones with creams boy!^

^Come on!^

^Come on ma ni**a , Lets have a fight like 2 action figures^

^Bring attention & a heat , Eye of the planet^

^What i have till you die you will never have it^

^Fu** hiphop , Fu** the game really i dont give a sh**^

^It dosent make any difference to me not even a tiny bit^

^They say i am a loser who cares?

^Fu** your opinion^

^I am like a giant and to me your like a small minion^

^Confidence is success key so imma open the door^

^To the hallway come on make me proud^

^Impress me , Shock me and then impress the crowd^

^Raise hell , Raise Bars , Yeah i raised my voice^

^Teached it how to pick and how always make the right choice^

^I chose the thug life cause rap is my only pathway

^My life has reversed and my night became my day

^When i write the lyrics my mind go very very insane^

^Fu** slavery man we already broke that chain

^Wars , Blood , Thats what childern is watching^

^Is that fair? Are you aware what future the having?^

^Life is cold even colder than my own heart^

^Stay safe , Be Good & Last you have to be smart^

^Im Out^

^Yeah im out^

^ Wait, Im not really out^

^What i gotta do , what i gotta do to make it the same^

^What i gotta do , what i gotta do to reach the fame^

^I know its not the same but life has changed me^

^So im a burning flame just move the fu** outta my way^

#Blessing

^What i gotta do?

#Blessing

^What i gotta do? what i gotta do?

#Blessing

For more infomation >> PreDaToR || Blessing || Official Video Clip - Duration: 4:18.

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Why Junglers Start Raptor Camp | League of Legends Patch 7.6 | Season 7 - Duration: 2:46.

Hello I am Imagine and welcome to a League of Legends video on why junglers have been

starting the raptor camp.

In short, due to experience changes within the jungle throughout seasons 6 and 7, the

first camp you do grants bonus experience and wraith camp having the most units to kill

at 6, you get the most bonus experience.

In full, starting at raptor camp gets you more bonus experience like I said, and while

starting your buff would grant you level 2 anyways, starting at raptors grants you more

experience towards level 3 meaning you can hit level 4 off of 5 camps rather than having

to full clear opening to more powerful early ganking or counter jungling.

The pathing on this has to be raptor – red – wolves – blue – gromp, you cannot

replicate this by wolves – blue, as wolves do not give you level 2 upon clearing the

camp.

This is best done on AoE junglers, and you have to use smite to maintain a healthy first

clear otherwise you get too low and fall prone to invades.

In the video, I highlight graves as there are two popular methods of clearing on him.

The most popular being you start E and start at your bottom side buff and maintain 8 stacks

throughout your clear.

By showing these two clears you can immediately see the benefit to starting raptors over starting

red, as you have a higher level and maintain your red buff just that tiny amount longer

than if you were to start red buff.

In my opinion there is no downside to starting raptors if your champion has the capacity

to clear, as you can do this without any form of a leash whatsoever.

I would highly recommend using this strategy while you can as Riot changes the jungle constantly.

Thank you for watching and I hope this video helped.

For more infomation >> Why Junglers Start Raptor Camp | League of Legends Patch 7.6 | Season 7 - Duration: 2:46.

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funny video which will made you laugh... from cool dude. - Duration: 0:28.

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