(playful music)
(pins crash)
(crowd cheers)
- [Narrator] Having won the New Zealand Bowling Competition,
Tim was now $15,000 richer, so he bought himself a car.
(beeps)
The car dealer said Tim would
be crazy not to have car insurance.
(engine starts)
So he went to find out what insurance is all about.
Hayley from the insurance company let Tim know
there are two types of insurance, third party or full.
Third party insurance offers you financial protection
in case you cause damage to someone else's vehicle
or property, but your car is not covered.
It's pretty affordable,
and it's the minimum Hayley recommended.
Full insurance is the full package.
It covers you for damage to your own vehicle,
plus what you do to others, as well as the stuff
that third-party insurance covers you for.
It's more expensive, but it provides you
with a lot more protection.
What type of insurance should Tim get?
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